Wednesday 21 Oct 2026
Rates From 5.24%
Rates From 5.24%
Get Your Lowest Weekly Repayment in 2 Minutes
We compare 60+ lenders and show you the lowest on a quick phone call.
Wednesday 21 Oct 2026
Rates From 5.24%
Get My Free Quote
Get Your Lowest Weekly Repayment in 2 Minutes
We compare 60+ lenders and show you the lowest on a quick phone call.
We Shop 60+ Lenders So You Don’t Have To
We Shop 60+ Lenders So You Don’t Have To
Recent words from our clients
Recent words from our clients
Get My Best Rate Now
Why operators skip the bank
Why operators skip the bank
Why operators skip the bank
Every week you wait on the bank is a week your truck isn’t earning.
Every week you wait on the bank is a week your truck isn’t earning.
Rating
4.9
Based on 451 reviews
The Banks
The Banks
One bank, one offer
You chase the paperwork
1 to 3 weeks for approval
1-3 weeks for approval
Credit check upfront
One bank, one offer
You chase the paperwork
You chase the paperwork
1 to 3 weeks
To approval
Motive Finance
Motive Finance
60+ lenders, one application
Approved in 4 hours
Approved in 4 hours
No credit check to see your repayment
No credit check to see your repayment
60+ lenders, one application
We handle the paperwork
We handle the paperwork
4 Hours
To approval
Rating
4.9
Based on 451 reviews
Get My Best Rate Now
Rating
4.9
Based on 451 reviews
Real Operators.
Real Trucks.
Our Process
Our Process
01
Fill in the form
We call you within 5 minutes in business hours.
02
Send a few docs
We handle the lenders. Most pre approved same day.
03
Pick up the keys
We sort settlement. You get back on the road.
Our Process
More testimonials
More testimonials
More testimonials
We run a small family business and needed a new trailer before Christmas. Motive got it sorted within two days. Ella kept us updated the whole time and made it so easy. We’ll be using them again when we’re ready for our next upgrade.
Steve K.
Electrician | Sydney NSW
First time getting finance for my business, so I had no idea where to start or what I needed to do before picking up the excavator. Jaden and Ella spent 45 minutes on the phone explaining everything in detail. A day and a half later, the finance was settled!!!
Shannon B.
Earthmoving Contractor | Brisbane QLD
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
Paperwork does my head in so I kept putting it off. Motive made it easy as. Sent a couple docs, had a quick yarn, and my ute finance was sorted that same day.
Mick J.
Carpenter | Gold Coast QLD
Jaden was very helpful and patient, answered all of my questions and found me a suitable lender in less than 24 hours. Jaden also called me back to talk me through the contract and app and made sure everything was clear to me.
Kristian
Residential Builder | Newcastle NSW
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Brooke S.
Transport Operators | Mildura VIC
He actually knew what he was talking about and showed me where I was getting stung on my old loan. Ended up refinancing and saving nearly six hundred a month.
Carlos T.
Logistics | Adelaide SA
I don’t usually leave reviews but these guys actually cared. Everything was explained in plain English. They kept me in the loop and got it approved faster than expected. Feels good working with people who know the game.
Lachlan T.
Machinery Transport | Geelong VIC
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Eddie S.
Owner Driver | Shepparton VIC
I was ready to give up after two brokers mucked me around. Jaden had my pre-approval sorted in a day and found me a rate under 7%. Didn’t waste my time, just got it done. Now I’ve got my Kenworth on the road and work lined up for the next month. Legend
Dean W.
Owner Driver | Wagga NSW
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
Paperwork’s not my thing so I usually put this stuff off. The Motive team made it stupidly easy. I sent a few docs, had a quick call, and my ute finance was approved the same day.
Mick J.
Carpenter | Gold Coast QLD
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Dean R.
Machinery Transport | Geelong VIC
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Lachlan S.
Builder | Sunshine Coast QLD
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Brooke S.
Transport Operators | Mildura VIC
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Eddie S.
Owner Driver | Shepparton VIC
Jaden was very helpful and patient, answered all of my questions and found me a suitable lender in less than 24 hours. Jaden also called me back to talk me through the contract and app and made sure everything was clear to me.
Kristian
Residential Builder | Newcastle NSW
Paperwork’s not my thing so I usually put this stuff off. The Motive team made it stupidly easy. I sent a few docs, had a quick call, and my ute finance was approved the same day.
Mick J.
Carpenter | Gold Coast QLD
Get My Repayment Now
Get My Repayment Now
Got questions?
We’ve got answers
Got questions?
We’ve got answers
I’ve received a quote elsewhere. Can you beat it?
Can I pay out the loan early?
I’ve received another quote elsewhere. Can you beat it?
Can I apply for a truck loan with bad credit?
Can I apply for a truck loan with bad credit?
Why should I go through you instead of my bank?
Can I get approved with no deposit?
Can I pay out the loan early?
Why should I go with Motive instead of my bank?
Found Your Truck?
Let’s Get You Pre-approved.
Found Your Truck?
Let’s Get You Pre-approved.
Whether the truck is on the yard or still being negotiated, we’ll line up finance that fits your business and doesn’t box you in later.
Whether the truck is on the yard or still being negotiated, we’ll line up finance that fits your business and doesn’t box you in later.
Get My Repayment Now