Motive Finance
Got Questions?
Motive Finance
Got Questions?
Friday 24 Oct 2025
Rates From 5.49%
We guarantee to beat any ABN truck loan rate in 5 minutes
Know exactly what you should be paying without affecting your credit score.
We guarantee the best rate and lowest repayments, without any risk to your credit score.
Friday 24 Oct 2025
Rates From 5.49%
Rating
4.9
Based on 451 reviews
Get My Free Quote
We’ll call you in 5 minutes with your best loan options
We guarantee to beat any ABN truck loan rate in 5 minutes
Know exactly what you should be paying without affecting your credit score.
Rating
4.9
Based on 451 reviews
60+ Lenders To Choose From
60+ Lenders To Choose From
Stop overpaying for your truck finance
We don’t just “shop around.” We work every angle to get you the sharpest rate in the market.
Why truckies choose Motive Finance
Best Rate Guarantee: We'll beat any rate you find
Same Day Approvals: Fast & simple.
100% Credit Score Safe: No impact, ever
Get My Free Quote
Rating
4.9
Based on 451 reviews
Why choose us for your next truck loan
Best Rate Guarantee: We'll beat any rate you find
100% Credit Score Safe : No impact ever
Same Day Approval: Fast. Simple. Done.
How we beat the banks rates
How we beat the banks rates
The sharper your rate, the faster your truck starts paying for itself, that’s what we guarantee every time.
The sharper your rate, the faster your truck starts paying for itself, that’s what we guarantee every time.
98%
Avg. Approval Rate
Get My Free Quote
Get My Free Quote
Rating
4.9
Based on 451 reviews
Your Bank
Fill Out 4 long forms📝
Wait days for callback 😴
Get Random Quotes 🎯
No rate beat ❌
Still no approval 😩
Still waiting around
14 + Days
Average time to settle
Average time to approval
MOTIVE FINANCE
Callback in 5 minutes📞
Best rate guarantee🏆
Credit score stays safe🔒
No hidden fees ❌
Approved in 4 hours✅
Good to go!
4 Hours
Average time to settle
Average time to approval
Why Aussies Trust Us
Why Aussies Trust Us
Why Aussies Trust Us
We run a small family business and needed a new trailer before Christmas. Motive got it sorted within two days. Ella kept us updated the whole time and made it so easy. We’ll be using them again when we’re ready for our next upgrade.
Steve K.
Electrician | Sydney NSW
First time getting finance for my business, so I had no idea where to start or what I needed to do before picking up the excavator. Jaden and Ella spent 45 minutes on the phone explaining everything in detail. A day and a half later, the finance was settled!!!
Shannon B.
Earthmoving Contractor | Brisbane QLD
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
Paperwork’s not my thing so I usually put this stuff off. The Motive team made it stupidly easy. I sent a few docs, had a quick call, and my ute finance was approved the same day.
Mick J.
Carpenter | Gold Coast QLD
Jaden was very helpful and patient, answered all of my questions and found me a suitable lender in less than 24 hours. Jaden also called me back to talk me through the contract and app and made sure everything was clear to me.
Kristian
Residential Builder | Newcastle NSW
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Brooke S.
Transport Operators | Mildura VIC
He actually knew what he was talking about and showed me where I was getting stung on my old loan. Ended up refinancing and saving nearly six hundred a month.
Carlos T.
Logistics | Adelaide SA
I don’t usually leave reviews but these guys actually cared. Everything was explained in plain English. They kept me in the loop and got it approved faster than expected. Feels good working with people who know the game.
Lachlan T.
Machinery Transport | Geelong VIC
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Eddie S.
Owner Driver | Shepparton VIC
I was ready to give up after two brokers mucked me around. Jaden had my pre-approval sorted in a day and found me a rate under 7%. Didn’t waste my time, just got it done. Now I’ve got my Kenworth on the road and work lined up for the next month. Legend
Dean W.
Owner Driver | Wagga NSW
Rating
4.9
Based on 451 reviews
Was a massive help to us. He is friendly and always available to take a call and answer a question.
Shannon
Was a massive help to us. He is friendly and always available to take a call and answer a question.
Shannon
Jaden found heaps of options for our budget, and I felt like he genuinely had our back through the whole process.
Marcus
Jaden found heaps of options for our budget, and I felt like he genuinely had our back through the whole process.
Marcus
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Dean R.
Machinery Transport | Geelong VIC
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Dean R.
Machinery Transport | Geelong VIC
We had two big jobs overlap and needed quick working capital to keep the crew moving. Motive sorted the loan faster than our older bank manager could return a call..
Dean R.
Machinery Transport | Geelong VIC
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Lachlan S.
Builder | Sunshine Coast QLD
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Lachlan S.
Builder | Sunshine Coast QLD
Just started my own business last year so I didn’t think I’d even qualify. Jaden looked through everything and explained how to get it across the line. Got my first truck financed and now I’m already lining up the next one.
Lachlan S.
Builder | Sunshine Coast QLD
I was ready to give up after two brokers mucked me around. Jaden had my pre-approval sorted in a day and found me a rate under 7%. Didn’t waste my time, just got it done. Now I’ve got my Kenworth on the road and work lined up for the next month. Legend
Marcus B.
Haulage Contractor | Toowoomba QLD
I was ready to give up after two brokers mucked me around. Jaden had my pre-approval sorted in a day and found me a rate under 7%. Didn’t waste my time, just got it done. Now I’ve got my Kenworth on the road and work lined up for the next month. Legend
Marcus B.
Haulage Contractor | Toowoomba QLD
I was ready to give up after two brokers mucked me around. Jaden had my pre-approval sorted in a day and found me a rate under 7%. Didn’t waste my time, just got it done. Now I’ve got my Kenworth on the road and work lined up for the next month. Legend
Marcus B.
Haulage Contractor | Toowoomba QLD
Fantastic broker! Sorted everything out within minutes and got us a lower rate than expected. Absolute game changer for our business
Kristian
Fantastic broker! Sorted everything out within minutes and got us a lower rate than expected. Absolute game changer for our business
Kristian
Great choice for tradies, no fluff. Jaden just gets the job done quickly and with no fuss. Super easy process from start to finish
Dean
Great choice for tradies, no fluff. Jaden just gets the job done quickly and with no fuss. Super easy process from start to finish
Dean
Rating
4.9
Based on 451 reviews
Our process
Get started in a few
Get Started in a few easy steps
easy steps
Get Your Free Quote
👋 Tell us about yourself
👋 Tell us about yourself
Fill in a short form so we know what you’re after and how we can help.
Fill in a short form so we know what you’re after and how we can help.
📞 We’ll call you in 5 minutes
📞 We’ll call you in 5 minutes
You’ll speak to a real broker who explains your best rate + repayment options.
You’ll speak to a real broker who explains your best rate + repayment options.
📝 We do the checks
📝 We do the checks
We compare 60+ lenders, find your best deal, and handle all the paperwork.
We compare 60+ lenders, find your best deal, and handle all the paperwork.
✅ Loan Approved
✅ Loan Approved
You’re good to go! Get what you need and get back to business.
You’re good to go! Get what you need and get back to business.
Rating
4.9
Based on 451 reviews
What we do different
Highest Approval Rate
Did you know that over 40% of applications get declined? Our approval rate is 97%
Best Rate Guarantee
Every 6 months, we check your loans to guarantee you’re always getting the best deal.
100% Free Service
You don't pay us a cent. The banks do.
What we do different
Highest Approval Rate
Did you know that over 40% of applications get declined? Our approval rate is 97%
Best Rate Guarantee
Every 6 months, we check your loans to guarantee you’re always getting the best deal.
100% Free Service
You don't pay us a cent. The banks do.
What We Do Different
97% Approval Rate
Did you know that over 40% of applications get declined? Our approval rate is 97%
Best Rate Guarantee
Every 6 months, we check your loans to guarantee you’re always getting the best deal.
Minutes, Not Days
Get your loan options in just minutes. 100% obligation free.
What We Do Different
97% Approval Rate
Did you know that over 40% of applications get declined? Our approval rate is 97%
Best Rate Guarantee
Every 6 months, we check your loans to guarantee you’re always getting the best deal.
Minutes, Not Days
Get your loan options in just minutes. 100% obligation free.
Got questions?
We’ve got answers
Got questions?
We’ve got answers
Can I apply for a truck loan with bad credit?
Can I apply for a truck loan with bad credit?
Can I apply for a truck loan with bad credit?
What is Low Doc Finance? Do you, do it?
What is Low Doc Finance? Do you, do it?
What is Low Doc Finance? Do you, do it?
Can I get approved with no deposit?
Can I get approved with no deposit?
I’ve received a quote elsewhere. Can you beat it?
I’ve received a quote elsewhere. Can you beat it?
Can I pay out the loan early?
I’ve received another quote elsewhere. Can you beat it?
Can I pay out the loan early?
How fast can I get approved and on the road?
How fast can I get approved and on the road?
Why should I go through you instead of my bank?
Why should I go through you instead of my bank?
Can I pay out the loan early?
Can I pay out the loan early?
Why should I go with Motive instead of my bank?
Why should I go with Motive instead of my bank?
Award Winning Brokers
Award Winning Brokers
Award Winning Brokers
Rating
4.9
Based on 451 reviews
Rating
4.9
Based on 451 reviews