Finance Broker for Business Owners

Business Owners' Finance Broker

Unlock finance through our trusted network of funding partners so you can upgrade gear, move on bigger opportunities, and grow with confidence.

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60+ Lenders To Choose From

Finance Built for Your Business

How We Help?

We help business owners across Australia get finance whether it’s gear for the job, cash for growth, or a better way to buy.

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Asset Finance

Buy trucks, trailers, utes, or machinery without tying up cash.

Development Finance

Funding for builders and developers who need progress drawdowns fast.

Business Finance

Got an ABN and steady income? You don’t need to provide lenders your financials.

Equipment Finance

Get the gear you need to work with payments that match your cash flow.

Personal Finance

Fast approval for cars, holidays, renovations or anything personal no business use needed.

Commercial Finance

Short-term funding to ease cash flow, pay suppliers, or take advantage of an opportunity.

The Businesses We Back Every Day

Who We Back?

We support the small business owners who drive Australia’s growth every day.

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Self-Employed Trades

Transport Operators

Agriculture & Farming Business

Agriculture Businesses

Property Developers

Start-Up ABN Operators

Small Business Owners

Civil Contractors

Construction Businesses

Testimonials

What Aussies say about working with us

We run a small family business and needed a new trailer before Christmas. Motive got it sorted within two days. Ella kept us updated the whole time and made it so easy. We’ll be using them again when we’re ready for our next upgrade.
Steve K.
Electrician | Sydney NSW
First time getting finance for my business, so I had no idea where to start or what I needed to do before picking up the excavator. Jaden and Ella spent 45 minutes on the phone explaining everything in detail. A day and a half later, the finance was settled!!!
Shannon B.
Earthmoving Contractor | Brisbane QLD
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
Paperwork’s not my thing so I usually put this stuff off. The Motive team made it stupidly easy. I sent a few docs, had a quick call, and my ute finance was approved the same day.
Mick J.
Carpenter | Gold Coast QLD
Jaden was very helpful and patient, answered all of my questions and found me a suitable lender in less than 24 hours. Jaden also called me back to talk me through the contract and app and made sure everything was clear to me.
Kristian
Residential Builder | Newcastle NSW

We run a small family business and needed a new trailer before Christmas. Motive got it sorted within two days. Ella kept us updated the whole time and made it so easy. We’ll be using them again when we’re ready for our next upgrade.
Steve K.
Electrician | Sydney NSW
First time getting finance for my business, so I had no idea where to start or what I needed to do before picking up the excavator. Jaden and Ella spent 45 minutes on the phone explaining everything in detail. A day and a half later, the finance was settled!!!
Shannon B.
Earthmoving Contractor | Brisbane QLD
We’d been running on an old truck that kept breaking down. Motive helped us refinance and upgrade. Our repayments dropped by $480 a month. More cash in the business now and way less stress. Couldn’t recommend them enough.
Sarah W.
Freight Transport | Geelong VIC
Paperwork’s not my thing so I usually put this stuff off. The Motive team made it stupidly easy. I sent a few docs, had a quick call, and my ute finance was approved the same day.
Mick J.
Carpenter | Gold Coast QLD
Jaden was very helpful and patient, answered all of my questions and found me a suitable lender in less than 24 hours. Jaden also called me back to talk me through the contract and app and made sure everything was clear to me.
Kristian
Residential Builder | Newcastle NSW

Our Process

The Fast Track Process For Your Finance

👋 Tell us about yourself

Fill in a short form so we know what you’re after and how we can help.

📞 We’ll call you in 5 minutes

We'll call you back to show your best loan options and answer any questions.

📝 We do the checks

We compare 60+ lenders, find your best deal, and handle all the paperwork.

✅ Loan Approved

You’re good to go! Get what you need and get back to business.

Stop Leaving Money on the Table

Stop overpaying on interest

Most business owners get stuck with loans that aren’t built for how they actually operate. At Motive, we don’t just “get you approved”, we structure your finance properly from day one.

That means lower interest, shorter loan terms, and no wasted cash on hidden fees.

Fund gear that builds income.

Pay less interest over time.

Repayments built for cashflow.

Why Choose Us?

What We Value

We Back Our Clients

You deal with one person from start to finish. No handballing. No call centres. Just someone who knows what they’re doing.

Finding Your Options

We compare over 60 lenders to find the loan that works for you. It’s all about matching the right loan to the right setup.

Finance That Helps You Grow

We Help You Grow

Finance That Helps You Grow

We don’t just get you approved. We show you how to set it up right so you keep more in your pocket over the long run.

Fast Track Your Settlement

Our 97% average approval rate comes from knowing exactly how to present your file. We cut through the bank’s bureaucracy to get your gear on-site faster

Your All In One Finance Broker

In business, the wrong finance structure costs more than just interest, it kills your cash flow. We move beyond the basic 'approval' to find the hidden savings in your loan structure.

In business, the wrong finance structure costs more than just interest, it kills your cash flow.

We move beyond the basic 'approval' to find the hidden savings in your loan structure.

You get the gear you need on the best possible terms, while we handle every bit of the paperwork behind the scenes.

Get in Touch

Speak to a real Aussie broker

We back your business like ours

60+ lenders compared for you

Available 7 days

100% Credit score safe

One-on-one support

No hidden fees ever

97% Avg approval rate

Motive Finance

Blogs by Motive

Read on the latest news in the space,

announcements and educational articles.

View All Blogs 📚

Should You Borrow Before or After June 30?

Borrow before or after EOFY? How to Decide

Should You Borrow Before or After June 30?

With the end of financial year closing in, many business owners are wondering:

“Should I finance that truck or equipment now or wait until July?”

ATO Tax Debt Just Got More Expensive

Paying ATO Interest? Here’s What’s Changing

If you’re a business owner with unpaid tax debt or an ATO payment plan in place, there’s an important change coming that could impact your bottom line.

What Impacts Your Caravan Loan Rate?

Caravan Loans Explained in Plain English 👇

Thinking about buying a caravan? Maybe for family trips. Maybe to hit the road and live free. Either way, you’re probably asking: “What’s this gonna cost me each week?”

Answers to all of your questions

FAQ’s

General Questions

Can I apply for a business loan with bad credit?